Looking for a Florida town that still feels like a hidden gem?

Palm Coast isn’t loud or overbuilt. It’s calm, coastal, and surprisingly affordable. While places like Miami and Orlando fight for the spotlight, this East Coast city quietly offers what many people are actually looking for: space, safety, and a slower pace that doesn’t come with a seven-figure price tag.

Tucked between Daytona Beach and St. Augustine, Palm Coast is growing fast. More families, retirees, and remote workers are relocating to the area for its low crime rates, easy access to the beach, and neighborhoods that still retain a sense of community.

If you want a Florida life without the Florida chaos, Palm Coast is worth a serious look.

In this article, we’ll explore the best neighborhoods to live in, what makes each one unique, and why 2025 might be the right time to make your move.

Why People Are Moving to Palm Coast

Let’s start with the basics. According to Zillow, the median Palm Coast home price in 2025 is $348,638, representing a 3.7% decrease from the previous year. Compare that to St. Augustine at $443,751 or Orlando at $379,941, and it’s clear—you get more for your money here. More space, quieter streets, and a better shot at a backyard.

Palm Coast also has a low crime rate. According to CrimeGrade.org data, the city has an average of 8.86 incidents per 1,000 residents in a typical year. Locals say the northwest side of the city feels especially safe. It’s the kind of place where schools perform, roads are smooth, and neighbors say hello.

Palm Coast offers proximity to I-95, about 30 minutes from Daytona Beach International Airport, and is located near water, trails, and parks. The possibilities are endless! You can start your day kayaking the Intracoastal Waterway and still make it to dinner at the beach before sunset.

It’s a calm, connected city with just enough of everything—and not too much of anything.

The Best Neighborhoods in Palm Coast in 2025

If you're planning a move to this city or thinking about your next Palm Coast rental investment, knowing the neighborhoods is key. The city has many neighborhoods, from canal-lined streets to golf course views to quiet family neighborhoods. Here's a look at the areas that will get the most attention in 2025.

Palm Harbor

Palm Harbor is for folks who love the water. It’s built around a system of canals, so if having a boat in your backyard sounds like your kind of life, start here. It’s one of the older parts of town, with wide lots, mature trees, and that lived-in charm that’s hard to fake.

You’re close to the Intracoastal Waterway, with quick access to beaches, parks, and shopping. It’s quiet, but not sleepy—and people who move here tend to stay a while.

Good fit for: Water lovers, boaters, and buyers who want a laid-back neighborhood with character.

Pine Grove

Pine Grove hits that sweet spot between price and potential. In early 2025, the average sale price in the Pine Grove-Belle Terre area is around $330,000, making it one of the more affordable options in Flagler County. You’ll find a mix of newer builds and older homes, all with big yards and lots of green space.

It’s tucked into the heart of the city, so you’re never far from schools, parks, or a quick grocery run. The streets are peaceful, and the vibe is friendly without being nosy.

Good fit for: First-time buyers, families, or anyone looking for a great place to start fresh without spending big.

Indian Trails

Indian Trails stands out as one of the most family-friendly spots in Palm Coast. Schools are strong, parks are close, and the neighborhood has miles of paved trails for walking, biking, skateboarding, or just a quick outdoor meet-up with friends.

It’s well-kept and low-key. Crime is low, and the whole area feels like it was built with families in mind. It’s one of those excellent places where neighbors know each other and kids still ride bikes after school.

Good fit for: Young families, school-focused buyers, and people who want an active but serene neighborhood.

Cypress Knoll

If peace and quiet top your list, check out Cypress Knoll. It’s a little slower-paced, with tree-lined streets, golf course views, and homes that sit on larger lots. Median home list prices in 2025 are around $449,900, putting them in the mid-range for Palm Coast.

You’ll still be close to shopping and restaurants, but the noise stays outside the neighborhood. It’s the kind of place where you can hear the breeze before the traffic.

Good fit for: Retirees, professionals, or families looking for a calm, upscale feel without the HOA overload.

Matanzas Woods

Matanzas Woods sits in the quiet northern edge of Palm Coast, where space is the main draw. The lots are bigger, the streets are calmer, and the pace of life is slower. It’s not in the thick of the city, but that’s the appeal—it feels tucked away without being out of reach.

Homes here range in size and style, and prices are still affordable compared to other parts of town. You’re close to I-95 for easy commuting, and there’s plenty of green space around for walking, relaxing, or letting the kids run around. It’s a neighborhood built for people who like a little elbow room.

Good fit for: Buyers looking for peace, privacy, and more yard for their money.

Pinpoint Which Palm Coast Neighborhoods Offer the Best ROI!

Palm Coast has been flying under the radar for years, but it’s picking up steam for its beautiful beaches, great food, low cost, and nature. It’s clean, safe, and still affordable, with real neighborhoods and room to grow. Whether you’re after quiet streets or rental potential near the water, this town has range. And when you’re thinking about where to put your money next, knowing the lay of the land matters.

At Everest Property Management, we help buyers and investors spot good opportunities.
Here’s what we can do for you:

Find the right property in the right neighborhood
Place great tenants through smart screening
Handle the day-to-day stuff like rent collection and maintenance
Break down the numbers so you know what to expect before you buy

If you’re ready to make your next property investment in Palm Coast, contact us directly to make the process as smooth as possible. We'll help you search the right spot for your next rental and get you set up for long-term wins in Palm Coast!

FAQs

What are the average property taxes in Palm Coast?

As of 2025, Palm Coast homeowners pay a median annual property tax of approximately $3,121, with an effective tax rate of 1.04%. This rate is slightly above the national median but below Florida's state average.

What are typical HOA fees in Palm Coast communities?

Homeowners' Association (HOA) fees in Palm Coast vary depending on the community's amenities. Generally, fees range from $100 to $350 per month, with some upscale neighborhoods charging between $400 and $800 per month for enhanced facilities, such as pools and clubhouses.

Are there flood zones in Palm Coast that I should be aware of?

Yes, certain areas in Palm Coast are designated as flood zones, particularly near the Intracoastal Waterway, Flagler Beach, and coastal regions. To determine if a specific property is in a flood-prone area, consult the city's flood insurance rate maps.

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